Have you ever heard of a bank founded by beggars, run by them and for them? Does it sound weird? Perhaps, you may think it is silly. In the Indian state of Bihar enterprising beggars run a bank in Gaya town, a major center for Buddhism. The beggars collect deposit, manage funds and provide loans. Loans to whom? For them only.
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A member can get a loan to meet medical expenses, etc and the interest is just 2. 5% payable following month. No guarantor, no collateral and all the hassles. Beggars are encouraged to start their own bank by the officials of the state society for the ultra poor to meet their financial need.
Three are 40 honorable members in the bank called ''Mangala bank'' and their official occupation is begging. Place of work: near Mangala Gauri Mandir (temple) in Gaya which is thronged by devotees. If business is not good, they might change location. Many people in India want to wash off sins committed by them knowingly or unknowingly so, they make a small donation to them, not more than Rs.10.00. Temples form an ideal place for the beggars, as many of them are crowded. On auspicious days, they will have a swell time, going home with a big bag of money. No hassles from the Income tax people.
After all there is nothing dishonorable about begging because these unfortunate people neither cheat nor rob somebody to make a living. Recently, during the election time a disgruntled voter said,
'' Begging is more honorable than getting illegal-gratification that is prevalent among some of our politicians and government workers''. This post is based on the foll.reference:
Ref: ''A bank run by beggars for beggars in Bihar town,'' The Hindu Business Line of March 28, 2015
Three are 40 honorable members in the bank called ''Mangala bank'' and their official occupation is begging. Place of work: near Mangala Gauri Mandir (temple) in Gaya which is thronged by devotees. If business is not good, they might change location. Many people in India want to wash off sins committed by them knowingly or unknowingly so, they make a small donation to them, not more than Rs.10.00. Temples form an ideal place for the beggars, as many of them are crowded. On auspicious days, they will have a swell time, going home with a big bag of money. No hassles from the Income tax people.
After all there is nothing dishonorable about begging because these unfortunate people neither cheat nor rob somebody to make a living. Recently, during the election time a disgruntled voter said,
'' Begging is more honorable than getting illegal-gratification that is prevalent among some of our politicians and government workers''. This post is based on the foll.reference:
Ref: ''A bank run by beggars for beggars in Bihar town,'' The Hindu Business Line of March 28, 2015
Compiled by:
K. N. Jayaraman (Author: navrangindia.blogspot.com )
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